Tata AIA Life

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  • Tata AIA Life Insurance

    iRaksha Supreme

    An online term insurance plan

    Key Features
    • Cover for longer period - Policy Term of up to 40 Years or up to age 80 years (as applicable)
    • Premium Rate Benefits for higher coverage - High Protection Discount for Sum Assured of Rs.75 lacs and above
      • View all features

      UIN: 110N104V02

      Buy Online Download Brochure
    View all features

    UIN: 110N104V02

    Buy Online Download Brochure

  • Tata AIA Life Insurance

    iRaksha TROP

    An online term insurance plan with return of premium

    Key Features
    • Life Protection with Return of Premium on Maturity
    • Lower Premiums for Healthier Lifestyle & Female Lives
      • View all features

      UIN: 110N106V01

      Buy Online Download Brochure
    View all features

    UIN: 110N106V01

    Buy Online Download Brochure

Protection Solutions

Tata AIA Life Insurance

iRaksha Supreme

An Online Term Insurance Plan

Protection Solutions

Tata AIA Life Insurance

iRaksha TROP

An Online Term Insurance Plan with
Return of Premium

  • Key Features
  • Plan Your Cover
  • Disclaimer
  • Life Protection - provides financial protection against unfortunate demise of the insured
  • Choice of premium payment to suit your convenience
    1. Regular Pay - pay premium till the end of chosen policy term
    2. Limited Pay - pay premium for a limited period of 5 or 10 years and stay covered for a longer period
    3. Single Pay - pay premium once for coverage over the entire policy term chosen
  • Benefit from a healthier lifestyle through Preferential Premium Rates for non-smokers.
  • Female customers can avail the benefit of lower rates
  • Rate benefits for customers opting for higher level of protection (Sum Assured of Rs 75 Lacs & above)
  • Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961
    • Buy Online
  • Mr. Abhishek Mehta is a 30 year old male and does not smoke. He buys Tata AIA Life Insurance iRaksha Supreme for a Sum Assured of Rs 200,00,000# for a Policy Term of 40 years with Regular Pay.
  • His annualized premium works out to be "Rs 15,000"*
  • # In case of Mr. Mehta's unfortunate death anytime during the policy term, provided the policy is in force, his nominee will be paid Rs 200,00,000# as the death benefit * Premium shown is exclusive of service tax
    • Buy Online
  • This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed issuance plan and it will be subject to Company's underwriting and acceptance.
  • Insurance cover is available under this product.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Kindly refer to the Sales Illustration for the exact premium.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • All applicable taxes, duties, surcharge, cesses or levies, as may be imposed by Government, any statutory or administrative authority from time to time, on the premiums payable and benefits secured under Policy, shall be borne and paid by the Policyholder.
  • Tata AIA Life Insurance iRaksha Supreme is an online product and no commission is being paid to the agent.
  • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
  • Buying a life insurance policy is a long term commitment and early termination of the policy usually involves high costs and the surrender value payable, if applicable, may be less than the total premiums paid.

    • Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No. 110).Registered & Corporate Office Address: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013.For any information including cancellation, claims and complaints, please contact our Insurance Advisor or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com Visit us at: www.tataaia.com or SMS 'LIFE' to 58888

    BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

    IRDA of India clarifies to public that

    • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
    • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
    Buy Online
  • Key Features
  • Plan Your Cover
  • Disclaimer
  • One plan- two benefits
    1. Protection - life insurance coverage against unfortunate demise
    2. Return of Premium - in case of survival till maturity, returns Total Premiums Paid1
  • Choice of premium payment to suit your convenience
    1. Regular Pay - pay premium till the end of chosen policy term
    2. Limited Pay - pay premium for a limited period of 5 or 10 years and stay covered for a longer period
    3. Single Pay - pay premium once for coverage over the entire policy term chosen
  • Benefit from a healthier lifestyle through preferential Premium Rates for non-smokers.
  • Female customers can avail the benefit of lower rates
  • Discount on rates for customers opting for higher level of protection
  • Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

    • 1Total Premiums Paid means amount equal to the total premiums paid (excluding interest, tax, underwriting extra premium and loading for modal premiums, if any) during the premium paying term of the policy.

    Buy Online

    Ashish aged 35 years, wants a term plan that provides an adequate life insurance cover for his family. At the same time, he wishes to receive return of premium amount on survival. Accordingly, he decides to buy Tata AIA Life Insurance iRaksha TROP with a Basic Sum Assured of Rs. 1 Cr. for a term of 30 years. He pays premium of Rs. 23,400* p.a. for 30 years. He gets protection for his family of Rs. 1 Cr. throughout the policy term & on survival till maturity, Ashish gets Rs. 7,02,000/- (100% of Total Premiums# Paid) at the end of 30thyear.

    *Premium is for male, standard life, non-smoker and excluding service tax, applicable surcharge & cess

    #Total premiums paid during the premium payment term excluding interest, tax, underwriting extra premium & loading of modal premiums, if any. In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.

    Buy Online
  • This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed issuance plan and it will be subject to Company's underwriting and acceptance.
  • Insurance cover is available under this product.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Kindly refer to the Sales Illustration for the exact premium.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • All applicable taxes, duties, surcharge, cesses or levies, as may be imposed by Government, any statutory or administrative authority from time to time, on the premiums payable and benefits secured under Policy, shall be borne and paid by the Policyholder.
  • Tata AIA Life Insurance iRaksha TROP is an online product and no commission is being paid to the agent. In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
  • Buying a life insurance policy is a long term commitment and early termination of the policy usually involves high costs and the surrender value payable, if applicable, may be less than the total premiums paid.

    • Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No. 110). Registered & Corporate Office Address: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. For any information including cancellation, claims and complaints, please contact our Insurance Advisor or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com Visit us at: www.tataaia.com or SMS 'LIFE' to 58888

    BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

    IRDA of India clarifies to public that

    • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
    • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
    Buy Online
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Copyright � 2015 - 2016, Tata AIA Life Insurance Company Ltd. All Rights Reserved.

These products are underwritten by Tata AIA Life Insurance Co. Ltd.

Tata AIA Life Insurance Co. Ltd is now ISO 10002:2004 certified company to handle customer grievances effectively and efficiently.

Tata AIA Life Insurance Company Limited (IRDA of India Regn. No. 110 • Issued On: 12th February 2001• Category: Life Insurance • CIN: U66010MH2000PLC128403).

Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013.

For complete details, please contact our Insurance Advisor or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'service' to 58888


Link to IRDAI Website


BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDA of India clarifies to public that

  1. IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  2. IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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L&C/Advt/2017/Jun/181

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